This post should really be entitled Curb My Spending but I didn’t think that would appeal to as large an audience. As you may or may not know I am returning to work next month after almost a year off (I had a baby) and although I’m nervous to go back I’m looking forward to earning a wage again. Maternity pay hit me hard and if we do want to take our anniversary break in January some serious cash recouping must be done! So.. as we’re coming to the end of a month and new chapter in my life (cliche?) I thought now was as good a time as any to embark upon a serious spending ban. I’m committing to 3 months with a couple of exceptions.
- 1. Essential shopping – this is stuff like cleanser, nail polish remover, moisturiser if I run out etc. Most thing have recently been renewed but if it’s necessary this will be done on a strict budget – no splurging!
- 2.Lee’s birthday is in November – obviously can’t forgo presents, especially as it’s his 30th!
- 3.Christmas Presents – yes I know it’s August but I like to have my shopping done by December 1st in order to really enjoy the holiday season.
- 4. MAC’s Marilyn Monroe collection – this is a luxury I know and I don’t think there’s anything I desperately need but as it’s limited edition and out within my ‘ban period’ I am allowing myself a lipstick or two if there’s an absolute must have.
I know for some that seems like there’s really no curbing at all but much like a diet it doesn’t work if you go cold turkey. If I deny yourself any shopping whatseover I’ll break by week 2 but this way I know that if I’m desperate to shop there are opportunities but I won’t be mooching round Boots with £40 worth of nothing in my basket for a while. Most of my money goes of unexpected trips to Asda etc where I’ll pick up a magazine here, a lipstick there.. no more! A month ago I did my sums and worked out how much money I should have by the end of August, I even allowed for a big splurge on new work clothes and somehow I’m £300 down.. whaa?? I never have much to show for my spending to the point I’ve often suspected I may be a sleep shopper but for the next 3 months I will track every penny and fingers crossed I will return after that time to tell you I’m considerably richer and have learned a thing or two about cutting back.
I’ve also thought about doing a series on budget days/nights out, interested? No spending doesn’t just mean shopping after all.. social lives are expensive and lets face it alcohol does not make you more thrifty! It’s my Dads birthday at the weekend so I have one last gift to buy before the month ends but then I’m done. It’s the ideal time to cut back people, Summer’s done, Christmas is coming, let’s tighten our belts together so we’re flush for the festive season!