Curb Your Spending

This post should really be entitled Curb My Spending but I didn’t think that would appeal to as large an audience. As you may or may not know I am returning to work next month after almost a year off (I had a baby) and although I’m nervous to go back I’m looking forward to earning a wage again. Maternity pay hit me hard and if we do want to take our anniversary break in January some serious cash recouping must be done! So.. as we’re coming to the end of a month and new chapter in my life (cliche?) I thought now was as good a time as any to embark upon a serious spending ban. I’m committing to 3 months with a couple of exceptions.

  1. 1. Essential shopping – this is stuff like cleanser, nail polish remover, moisturiser if I run out etc. Most thing have recently been renewed but if it’s necessary this will be done on a strict budget – no splurging!
  2. 2.Lee’s birthday is in November – obviously can’t forgo presents, especially as it’s his 30th!
  3. 3.Christmas Presents – yes I know it’s August but I like to have my shopping done by December 1st in order to really enjoy the holiday season.
  4. 4. MAC’s Marilyn Monroe collection – this is a luxury I know and I don’t think there’s anything I desperately need but as it’s limited edition and out within my ‘ban period’ I am allowing myself a lipstick or two if there’s an absolute must have.

I know for some that seems like there’s really no curbing at all but much like a diet it doesn’t work if you go cold turkey. If I deny yourself any shopping whatseover I’ll break by week 2 but this way I know that if I’m desperate to shop there are opportunities but I won’t be mooching round Boots with £40 worth of nothing in my basket for a while. Most of my money goes of unexpected trips to Asda etc where I’ll pick up a magazine here, a lipstick there.. no more! A month ago I did my sums and worked out how much money I should have by the end of August, I even allowed for a big splurge on new work clothes and somehow I’m £300 down.. whaa?? I never have much to show for my spending to the point I’ve often suspected I may be a sleep shopper but for the next 3 months I will track every penny and fingers crossed I will return after that time to tell you I’m considerably richer and have learned a thing or two about cutting back.

I’ve also thought about doing a series on budget days/nights out, interested? No spending doesn’t just mean shopping after all.. social lives are expensive and lets face it alcohol does not make you more thrifty! It’s my Dads birthday at the weekend so I have one last gift to buy before the month ends but then I’m done. It’s the ideal time to cut back people, Summer’s done, Christmas is coming, let’s tighten our belts together so we’re flush for the festive season!

Miss BB

Follow:
Share:

22 Comments

  1. 29 August, 2012 / 2:44 pm

    Good luck! I know what you mean about not knowing where it goes! Then I figured it all went on snacks from the petrol station, bad times!

    I hope this lasts longer than your healthy eating thing, maybe you could keep a journal about how much you have saved?

    xx

    • missbudgetbeauty
      Author
      31 August, 2012 / 7:56 am

      I popped to asda yesterday for a couple of baking bits for my dads bday and spent £20!! that’s my downfall.. not intentional shopping trips so much as accidental overspending at the supermarket.

      I intend to write it down every day so we’ll see how that goes.. the healthy eating was easy eating wise but it was sooo expensive! I was spending twice my regular weekly shopping budget on food just for me! Not feasible!

      • 1 September, 2012 / 12:35 pm

        See I’m the opposite I eat healthily so that I spend less… but then I ruin it by going to the stupidly expensive petrol station and snacking (£1.80 for a 500ml bottle of diet coke!!)… really need to get that ‘everything in moderation’ thing down!

        xx

        • missbudgetbeauty
          Author
          3 September, 2012 / 6:01 pm

          haha!! I think for me it costs a lot ’cause I’m picky.. the healthy stuff I like it expensive, If I was a massive veg fan it would be super cheap no doubt! I am going to seriously tighten my belt now but having reassessed our finances I think we may postpone our holiday so as not to stress ourselves out and go broke paying for it lol

  2. 29 August, 2012 / 3:44 pm

    Curbing spending is so hard but I am at the point where it must be done! I actually always find that “shopping my stash” of beauty and makeup products cheers me up when I am on a no-spend – I have so much stuff, its like I’ve been shopping and I’m trying new things. Plus its always great to rediscover old faves or forgotten gems.

    • missbudgetbeauty
      Author
      30 August, 2012 / 2:53 pm

      that is always a great idea and like you I have my own little boots worth of cosmetics to play with haha.. I should really never need to go shopping again x

  3. 29 August, 2012 / 6:02 pm

    I need to get on board with this too-I’ve just splurged on an ipad and really do not need anything else now so it’s time to start cutting back and saving a little! I’m with you completely! Good luck with it 🙂 XX

    p.s. I’m with you all the way on starting Christmas shopping-I need to have everything done by 1st December, mainly because I’m just far too excited! XX

    • missbudgetbeauty
      Author
      30 August, 2012 / 2:51 pm

      yeah the worst thing for me is once I have a gift I’m desperate to give it haha but I will be good this year!!

  4. 29 August, 2012 / 6:30 pm

    Agreed! I envy you having a job to go back to, my youngest starts school next week so in theory I could get a job, but I’ve heard nothing back from any of the ones I applied for through the summer, I guess noone wants a mum who has to take time off for school holidays, half terms/illnesses and such. So I’m putting on my positive hat and focusing on Christmas instead. I have been putting by a little each month since January just for Christmas, I also like to be done by December the 1st but also like to have a bit put by for the post xmas sales!. My top tip for saving is to shop at Tesco and use the points to get 3 times the value at Christmas, great for kids gifts 🙂

    • missbudgetbeauty
      Author
      30 August, 2012 / 2:50 pm

      and I envy YOU being able to stay off until your youngest is at school! The worst thing is childcare and if you want to go back to work you have to have it so it’s not that you can’t find a job it’s that you’re not prepared to be 100% flexible like childless folks which is understandable but I had no choice! I received my first 3 xmas presents (to give) today in the post and already feeling pretty positive that I can do this on a budget!

  5. Claire Melvin
    29 August, 2012 / 11:06 pm

    I feel your pain! Who can go in to Boots or Superdrug for one thing and come out with only that thing? I went in to Boots last week to just to pick up a prescription for my daughter and came out with a hair mask, shampoo and conditioner (to add to my already full cupboard). It’s an illness :-/

    • missbudgetbeauty
      Author
      30 August, 2012 / 2:46 pm

      dya know what claire.. some people can! lol.. I am not one of them!

  6. abutterflysangels aka rachel
    30 August, 2012 / 10:25 pm

    Im sooooooo there. Just forked out massive dough on ivf (starting again v soon) Husband is like ‘stop spending now’ lol but its just when im down, i shop. Would love to see your videos on this topic x

    • missbudgetbeauty
      Author
      31 August, 2012 / 7:48 am

      that is so true! since I know I’m going back to work on tuesday I just want to go out and buy stuff under the guise of ‘back to work shopping’ but really it’s ’cause I do’n’t wanna go back and shopping makes me fell better for a minute

  7. Sarah
    30 August, 2012 / 10:40 pm

    My boyfriend recently pulled me up on how much i spend on cosmetics etc that I never wear (Hate to admit that hes right but I dont point out all the dvds and things he buys!!) so I will definately be watching my spending now. Trying to limit myself to £50 a week not including my petrol and its worked well so far. I think the best way forward is product swapping so you still feel like youre getting something new 🙂 xx

    • missbudgetbeauty
      Author
      31 August, 2012 / 7:51 am

      annoying as it is for someone else to point it out sometimes thats what it takes. Lee looks at my collections and says “that’s a nice car!” lol.. nit scary to think I could potentially have bought one for the money I wasted on makeup. I only have once face

  8. 1 September, 2012 / 3:32 pm

    I really need to curb my spending too. I guess reading blogs about make up and fashion doesn’t really help! It’s just about not getting carried away, buying the essentials but remembering to treat yourself and others once in a while xx

    • missbudgetbeauty
      Author
      3 September, 2012 / 6:03 pm

      The worst thing for me is the money I spend without thinking.. I never know where it’s gone.. if I was constantly clothes shopping I’d understand but I spend a fortune on food just buying stuff here and there when I could be more economical!

  9. 2 September, 2012 / 6:53 pm

    this is a great post – i love reading posts about curbing spending and as i’ll be 18 in 11 days (yes, i am counting down – so so excited!) i would love to see some posts about budget nights out!
    nicola xxx

    • missbudgetbeauty
      Author
      3 September, 2012 / 6:05 pm

      oh gosh 18 is when it all went wrong for me.. shops throw credit at you and who are you to say no? lol.. that’s my one word of warning.. one credit store card at a time! x

  10. makeupsaver284
    2 September, 2012 / 8:37 pm

    am just like u i have a superdrug and a boots just down the road 20 mins if walking and 10 mins in the car at the end of the month am going down town for the last time and then am calling it quits until after Xmas wish me luck lol x x x

    • missbudgetbeauty
      Author
      3 September, 2012 / 6:06 pm

      luckily where I’m going to be working doesn’t have many shops I’m interested in so fingers crossed that will help lol

Leave a Reply

Your email address will not be published. Required fields are marked *