Until this year savings were something other people had, if I had any amount of spare cash it had to be spent immediately. I’ve spoken about this at length before and you all know relationship with money but much as that instinct to spend is still in me I feel like I’ve tamed the beast recently and actually see the benefit to having money in the bank. When I told you I’d been given notice at work and was facing the real possibility of blogging full time I wanted to make sure I had a little ‘buffer money’ so if one month my ads didn’t pay out or I was taken ill and unable to get to a computer (literally my worst nightmare) I would be okay for a month or two without that income. Well.. did anyone ever tell you saving money can be addictive? I was still shopping if course but seeing the numbers rack up curbed my appetite to spend, it was almost like a new kind of collecting. I can’t just buy 1 nail polish, I have to buy 5.. it’s a collection you see so once I started looking at money in the same way it was almost fun (I know.. crazy!) to save it. Obviously a big part of my saving kick is that I know have more saving power but if you can afford to go out and buy that lipstick or that takeaway you can afford to save. It’s all relative.. one mans monthly saving will probably be what I earn in 6 but another’s may be what I’d lose between the sofa cushions without even realising. I’m not saying you have to save but I am saying that most of you can and if you’re in to it you can look online here to find the best ISA for you. The best thing I’ve done so far is start giving money to my husband, he puts it in his ISA and for me it’s out of sight, out of mind.. not even my money anymore.
What are you saving tips and where do you save your money? Technically my money isn’t savings yet as I’m still in my overdraft but I’ve lived in my overdraft for the past 10 years so if feels like my money.. am I the only one?